Commercial Risk
Fixed assets are the base of your enterprise – protect them!
Your company’s fixed assets form the core of your entrepreneurial activities. A sound insurance protection is therefore a prerequisite for such activities.
The IBERIA-Business-Cover is a special product for companies in Spain. It is adjustable to individual needs and can be issued in either English, Spanish or German.
Amongst others the following risks can be insured:
- Fire
- Storm and Hailstorm
- Elementary Perils (other than Storm and Hailstorm)
- Waterpipe Damage
- Sprinkler Leakage
- Burglary, Theft and Robbery
- Business Interruption
Why do you need a commercial third party liability insurance?
As a company you are liable for any type of damage incurred by third parties which are caused by you, your staff or your business in general. You can be confronted with extraordinary claims at any time.
Therefore, the CTPL cover is an essential protection for any company. We offer a customized CTPL cover for almost every type of business so that all particular liability risks inherent to your activities are covered.
The following claims are covered:
- Personal injury
- Property damages
- Consequential financial losses (e. g. loss of earnings)
Business Interruption
A typical property loss (e.g. fire, water pipe damages, etc.) often causes the regular running of a business to be disrupted. Depending on the length and severity of the disruption this may have significant financial implications for the company.
Ongoing fixed costs, additional expenses for temporary relocation or emergency plans and systems can covered by customized business interruption covers.
